Timeline
Reverse-chronological public record
No broad public fee center was found
Current site reading: the strongest user questions still outrun the available first-party documentation. That keeps the independent tracker useful.
Why it matters: the absence of clear fee and availability docs is still the opportunity.
Limited-beta language surfaced in public search results
Publicly visible discussion pointed to a very limited beta posture. This remains directional, not the same thing as a first-party nationwide launch notice.
Why it matters: supports the thesis that rollout-status traffic is still early and informational.
Beta-style and bank-partner references appeared
X-adjacent reporting mentioned access limitations and partner-bank context without surfacing a mature fee or availability center.
Why it matters: reinforces a phased-release reading rather than a broad finished launch.
Visa was publicly named as the first X Money Account partner
TechCrunch, CNBC, and AP all covered the announcement cycle around wallet funding, peer-to-peer transfers, and bank-transfer flows.
Why it matters: this is the cleanest and strongest public proof that X Money is a real product effort.